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score8FICO® Score 8 is a credit-scoring model that many lenders use to assess your creditworthiness. Learn how it differs from previous versions and other scoring models, and what factors affect your score.☉ Credit score calculated based on FICO ® Score 8 model. Your lender or insurer may use a different FICO ® Score than FICO ® Score 8, or another type of credit score